According to The White House (@WhiteHouse), the US Congress has passed the One Big Beautiful Bill, which cancels the Biden administration’s student loan forgiveness plans, citing protection for taxpayers (source: Twitter, June 11, 2025). This policy reversal could increase disposable income constraints among younger demographics, potentially reducing retail investor flows into risk assets like cryptocurrencies. Crypto market volatility may rise as traders reassess retail demand and broader macroeconomic sentiment in response to this legislative change.

According to The Kobeissi Letter, retail investors' purchases of the Magnificent 7+ tech stocks, including Apple and others, have dropped to about 12% of total retail inflows based on the 10-day moving average, the lowest level since the start of the 2022 bear market (source: The Kobeissi Letter, June 10, 2025). This slowdown in big tech stock buying signals a shift in retail trading sentiment and could lead to capital rotation into alternative assets, including cryptocurrencies, as investors seek higher-growth opportunities outside traditional tech giants.

According to The White House, Memorial Day 2025 is set to feature the lowest gas prices in over 20 years, which could significantly impact cryptocurrency trading by easing inflationary pressures and potentially increasing retail investor activity (Source: The White House, Twitter, May 22, 2025). Lower fuel costs have historically correlated with higher disposable income, leading to increased investment flows into risk assets such as Bitcoin and Ethereum. Traders should monitor upcoming CPI data and on-chain activity for signs of renewed bullish sentiment as a result of reduced energy costs.