According to @WillyWoo, traders and users employ Bitcoin for payments due to its borderless and censorship-resistant nature, even when anticipating future price increases (source: Twitter/@WillyWoo, 2024-05-10). For businesses, accepting Bitcoin can attract a global customer base and offer faster settlement compared to traditional payment rails (source: Coindesk, 2024-04-22). Some users choose to spend Bitcoin for privacy, lower fees on cross-border transactions, or because they receive income in BTC (source: Bitcoin Magazine, 2024-03-30). While long-term holders may prefer to save Bitcoin, short-term volatility and immediate utility make it valuable for payments in certain cases, especially where fiat is unstable or inaccessible. This dynamic supports continued transactional volume, which can impact Bitcoin's liquidity and price discovery on exchanges.

According to Lightspark, leading fintechs such as Revolut are transitioning to the Money Grid, a payment infrastructure that enables real-time, borderless, and compliant transactions, and operates 24/7 (source: Lightspark Twitter, May 7, 2025). This shift away from traditional batch settlements and high fees signals growing demand for instant, global financial solutions. For crypto market traders, this development highlights increased competition from fintechs leveraging blockchain-inspired technologies, which could drive further adoption of crypto assets and payment rails. Market participants should monitor how traditional and decentralized finance solutions converge to shape transaction efficiency and cross-border settlement costs.

According to @circle, the concept of the Open Internet is pivotal for the future of digital transactions and cryptocurrency markets. This perspective emphasizes the importance of decentralized platforms and blockchain technology in fostering a more accessible and equitable digital economy. The discussion highlights the role of cryptocurrencies in enabling borderless transactions and reducing reliance on traditional financial institutions, as cited by @MilkRoadDaily.