According to WallStreetBulls, the Federal Reserve has proposed averaging bank stress test results over two years and delaying capital rules by three months. This move, opposed by Gov. Barr due to concerns over weakened tests and systemic risks, could lead to a short-term boost in bank stocks and the crypto market. The proposal aims to provide more stability for financial institutions, potentially increasing investor confidence. However, the disagreement within the Fed highlights the ongoing debate over financial risk management.