According to @FoxNews, the U.S. crypto landscape is facing two significant developments with major trading implications. Firstly, Senator Adam Schiff has introduced the COIN Act, which aims to prohibit senior government officials, including President Trump, from issuing or sponsoring digital assets, citing ethical concerns over personal enrichment from crypto ventures. This move comes despite Schiff being considered a crypto-friendly Democrat, highlighting a complex political environment for future market structure legislation. Secondly, the Federal Housing Finance Agency (FHFA) announced it will study the possibility of allowing crypto assets like Bitcoin (BTC) to be considered in mortgage applications. FHFA Director Bill Pulte, a Trump nominee with personal holdings in BTC and Solana (SOL), is leading this review, which could significantly increase the utility and mainstream adoption of cryptocurrencies if current rules requiring conversion to USD are changed. In the current market, Bitcoin (BTC) is trading around $106,750, while Ethereum (ETH) is near $2,440, both showing minor 24-hour losses.

According to @DeepLearningAI, two significant U.S. regulatory developments could impact the crypto and AI trading landscape. Senator Cynthia Lummis has introduced the RISE Act, which would require AI developers to disclose technical details and known limitations to gain partial liability protection, a move that could increase transparency for AI-driven financial and trading tools without forcing them to be open source. Concurrently, the Federal Housing Finance Agency (FHFA), under Director Bill Pulte, is officially studying whether cryptocurrencies like Bitcoin (BTC) and Solana (SOL) can be counted as assets for U.S. mortgage applications. This potential policy change, a significant departure from the current rule requiring conversion to USD, could mark a major step towards mainstream crypto adoption, potentially increasing long-term demand and value for assets like BTC and SOL. The report notes that Director Pulte personally holds up to $1 million in both Bitcoin and Solana (SOL).

According to Omkar Godbole, Bitcoin (BTC) retreated from over $108,000 but remains supported by institutional adoption and strong ETF inflows. Bill Pulte, director of the Federal Housing Finance Agency, ordered Fannie Mae and Freddie Mac to consider cryptocurrency holdings in mortgage criteria, potentially boosting crypto demand. Spot BTC ETFs recorded a $548 million net inflow for the 12th consecutive day, and the crypto market cap neared a volatility threshold at $3.31 trillion, as noted by FxPro's Alex Kuptsikevich.

According to Omkar Godbole, Bitcoin (BTC) retreated from $108,000 but remains supported by institutional adoption, including FHFA Director Bill Pulte's directive for Fannie Mae and Freddie Mac to consider cryptocurrency holdings in mortgage criteria, potentially enhancing market liquidity. The Federal Reserve advanced plans to ease bank capital requirements, benefiting risk assets like BTC. Spot BTC ETFs recorded $548 million in net inflows over 12 consecutive days, per Farside Investors, indicating sustained demand. FxPro's Alex Kuptsikevich highlighted the crypto market cap nearing a volatility threshold at $3.31 trillion, while Metaplanet added 1,234 BTC to its treasury, and Bit Digital shifted focus to ETH staking.

According to Matt Cole, CEO of Strive, the Federal Housing Finance Agency's directive to consider cryptocurrencies in mortgage applications enables Bitcoin holders to purchase homes without liquidating their BTC and transfers risk to the US government. Bitcoin rose 2.2% to over $107,000, with Bitcoin Cash gaining 7.4%, and BTC dominance increasing to nearly 66% of the crypto market. Charlie Morris, founder of ByteTree, stated that Bitcoin rallies during peaceful periods, coinciding with the Israel-Iran ceasefire, while crypto stocks like CleanSpark climbed 6.7% but Circle declined 11%.

According to FHFA Director William Pulte, Fannie Mae and Freddie Mac have been ordered to prepare for accepting cryptocurrencies in mortgage applications, driving Bitcoin (BTC) above $107,000 with a 2.2% gain in the last 24 hours. Matt Cole, CEO of Strive, emphasized that this allows BTC holders to buy homes without liquidating assets and shifts risk to the US government. Bitcoin Cash (BCH) outperformed with a 7.4% surge, while Charlie Morris, founder of ByteTree, linked part of the rise to reduced geopolitical tensions following a Middle East ceasefire.