According to @LexSokolin, Etherfi is strategically positioning itself as a DeFi bank, which gives it a competitive edge over traditional fintech platforms like Revolut and Chime that cannot structurally compete with Etherfi’s staked ETH model. This DeFi-centric approach is expected to attract more crypto traders and investors seeking higher yields and decentralized financial services, potentially increasing on-chain ETH activity and liquidity. Source: Lex Sokolin on Twitter (May 22, 2025).