According to Matt Hougan, the current allocation of nearly $9 trillion in 401(k) retirement assets has almost zero exposure to cryptocurrencies, but this is expected to change in the near future (Source: Matt Hougan on Twitter, May 28, 2025). For traders, this signals a significant upcoming liquidity influx and potential price volatility in the crypto market as institutional retirement funds consider crypto investments. Monitoring regulatory developments and 401(k) plan announcements will be essential for anticipating market moves and capturing early trading opportunities linked to institutional adoption.